We’re here for you. For info and advice about navigating this stressful time, visit the COVID-19 section of your account.
We’re here for you. Find info and advice in the COVID-19 section of your account.


How can we help?

Add bank account

While setting up your account, we will need your company bank account in order to debit for wages, taxes, and your monthly Gusto fee. If you already have a company bank account and you want to change it, click here.

Credit payments and credit cards are not accepted—the account must be linked to a savings or checking bank account.

  1. Click Continue to step 5.
  2. Click +Add Bank Account (blue button).
  3. Enter your company’s routing number, account number, and bank account type.
  4. Click Save and Continue.
  5. If you're eligible for Instant Bank Verification (IBV), enter the username and password for your online bank account and click Continue.

If you do not want to use IBV:

  1. Click I'd rather verify manually and wait two days at the bottom of the screen.
  2. Gusto will make two small deposits into your bank account in 1–2 business days.
  3. Once you see these deposits, return to the Company Details tab and click Verify Now to enter the two amounts.
  4. If your bank is not eligible for IBV, we'll automatically send the two test deposits. Follow the instructions above to enter the test amounts into Gusto.

What's next? Add your pay schedule to Gusto.

Questions and Answers

Q: What if I don’t get the test deposits?
A: Either the account information was entered incorrectly or the deposits were entered incorrectly in Gusto. If the verification doesn't work, you'll be emailed with a request to make changes to your account details for proper bank setup.

Q: Can I add multiple company bank accounts?
A: Currently you can only add one company bank account for all payments. This includes payments for taxes, payrolls, contractor payments, and invoices.

Q: What is Instant Bank Verification (IBV)?
A: IBV is an easy way to instantly connect your bank account to Gusto. We use the same technology that banks use to keep your account information safe so everything you provide is protected.

Q: Does Gusto support alphanumeric bank accounts?
A: Yes. We allow users to use bank accounts with both letters and numbers.

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