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Add bank account

While setting up your account, we will need your company bank account in order to debit for wages, taxes, and your monthly Gusto fee. If you already have a company bank account and you want to change it, click here.

Credit payments, credit cards, and savings accounts are not accepted—the account must be linked to a checking bank account.

  1. Click Continue to step 5.
  2. Click +Add Bank Account (blue button).
  3. Enter your company’s Routing Number and Account Number.
  4. Click Continue.
  5. Click the checkbox to acknowledge this change may block payroll for up to 2 business days until bank verification is complete.
  6. Click Continue.
  7. If eligible, you can instantly verify your bank account, by clicking Verify Bank Account—you'll be asked to link your bank account to Gusto.

If your bank is not eligible for Instant Bank Verification, or you've decided not to use IBV,  we'll send two test deposits. These small deposits will hit your bank account in 1-2 business days. To enter the test deposit amounts in Gusto:

  1. Go to the Company Details section.
  2. Click Verify Now to enter the two amounts.

What's next? Add your pay schedule to Gusto.

Questions and Answers

Q: What if I don’t get the test deposits?
A: Either the account information was entered incorrectly or the deposits were entered incorrectly in Gusto. If the verification doesn't work, you'll be emailed with a request to make changes to your account details for proper bank setup.

Q: Can I add multiple company bank accounts?
A: Currently you can only add one company bank account for all payments. This includes payments for taxes, payrolls, contractor payments, and invoices.

Q: What is Instant Bank Verification (IBV)?
A: IBV is an easy way to instantly connect your bank account to Gusto. We use the same technology that banks use to keep your account information safe so everything you provide is protected.

Q: Does Gusto support alphanumeric bank accounts?
A: Yes. We allow users to use bank accounts with both letters and numbers.

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