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Lendio small business lending

As the nation's largest small business loan marketplace, Lendio provides access to 300+ lenders after completing a simple, 15 minute application. Compared to a traditional bank lender, Lendio applicants submit less paperwork, are more likely to be approved for a loan, and receive their money faster.

Gusto has partnered with Lendio to provide easy access to funds to keep your business thriving. 

There are no fees to apply for a loan through Lendio, borrowers just pay an interest rate or fixed fee to their lender.

Get started with Lendio’s small business loan application process

  1. Sign in to Gusto.

  2. Navigate to the For your business section of your account.

  3. Click the Finance and Taxes tab.

  4. Click See your options on the card about Lendio’s small business loans.

    • You’ll be redirected to a new page to provide some additional information.

  5. From the Lendio < > Gusto integration page, choose whether you’re interested in a Paycheck Protection Program or Standard Business Financing loan.

  6. Complete the initial application that is tailored to the type of loan that you're applying for.

    • On the following screens you'll provide details like the desired loan amount, time in business, average monthly revenue over the past 3 months, your personal credit score, industry, your contact information, etc.

      • There is no minimum requirement as Lendio offers loan options for both startups as well as seasoned businesses

    • Once the initial application is submitted, you'll be taken to a confirmation page with any final information requests.

A Lendio Dedicated Loan Expert will reach out within 1-2 days with options from interested lenders. Once you select the best option for your business, you can receive funding in as little as 24 hours.

FAQs

Q: Will applying affect my credit score?

A: No, Lendio just does a soft pull on your personal credit which is a quick inquiry and does not affect your credit score. The soft pull is necessary as credit is an important factor when it comes to qualifying for certain loan products. 

Q: What types of loans does Lendio offer? 

A: Lendio offers the following products: Business Lines of Credit, Startup Loans, SBA 7a Loans, Term Loans, SBA 504 Loans, Short-Term Loans, SBA Express Loans, Merchant Cash Advances, Business Credit Cards, Business Acquisition Loans, Accounts Receivable Financing, Equipment Financing, ACH Loans, and Commercial Mortgages. 

Still need help?

Contact Lendio by:

Payroll, benefits, HR and more.