Affordable care act (ACA)

The “employer mandate” requires employers with 50 or more full-time equivalent (FTE) employees to provide benefits to at least 95% of their full-time employees, as well as file Forms 1094-C and 1095-C

Smaller businesses (less than 50 FTE) choosing to offer benefits to their employees are subject to many ACA rules, but there are no filing or reporting requirements.

Gusto only sells ACA-compliant plans, and if you choose to manage your benefits through Gusto, here’s how we’ll help keep you compliant: