Employees: If your company offers benefits through Gusto (including the broker integration), you can view your enrollment status, coverage, Summary of Benefits, and carrier contact info from Benefits in your account.
Admins: You must have full access or benefits permissions to view and manage your company’s benefits.
Note: This article applies to companies that have benefits with Gusto (including the broker integration). If your benefits are managed externally, you will not find this dashboard.
Company Contribution: The amount that you committed to contributing toward your employees’ premium costs. This is an arrangement made at the time of enrollment that you can change when your policy is up for renewal. Learn more in our article on company contribution schemes.
Policy Name/Carrier: This column shows the name of each policy you offered in your benefits package for the year, with the corresponding carrier listed below.
Effective Dates: Your coverage applies to all enrolled employees during this timeframe. This policy will not cover treatment received outside these dates.
New Hire Waiting Period: The amount of time that a new hire needs to be employed before they’re eligible for health benefits. This is established when you first set up health insurance and can be changed during your group’s renewal.
Common examples of a waiting period:
First day of the month after the hire date
First day of the month after 30 days from the hire date
First day of the month after 60 days from the hire date
No waiting period—full-time employees eligible on the hire date
Employees Enrolled: A quick look at how many employees you have enrolled in benefits and how many employees are enrolled in each plan that you offer.
Estimated Monthly Premium: The cost of premiums broken down by plan. This is determined by the number of employees enrolled in each plan.
Plan Details: This takes you to a plan’s Summary of Benefits and Coverage (SBC). To learn more, check out our guide to reading the SBC.
Total Cost: The sum of all plans. You’ll get an invoice from your carriers instructing you to pay these invoices and when they’re due. You should pay these invoices before their due dates to avoid losing coverage.
View Complete Enrollment Info: This table gives you an in-depth look at your costs. It’s broken down into employee premiums, dependent premiums, and contributions from both the employee and the employer. Learn more about reading the table and estimating a new hire’s benefit cost.