Manage your Dependent Care FSA (DCFSA)

A Dependent Care Flexible Spending Account (DCFSA) is a type of tax-advantaged savings account where you can set aside pre-tax dollars to pay for qualifying dependent care expenses. These are expenses that allow the employee to be employed and/or look for work.

DCFSAs are regulated by IRS Publication 503. They are not subject to Section 125 (ERISA) requirements

The account is post-funded, meaning that funds are only available to an employee once deductions are made through payroll. Pre-tax deductions are taken from the employee’s payroll throughout the year and those deductions will be available that same day. 

If your Dependent Care FSA is managed by Gusto, visit your Gusto Benefits Card Manager portal to see your balance and submit claims.

Pre-tax limits

Filing status

2022

2023

Married and filing jointly (the employee and their spouse cannot together exceed this limit)

$5,000

$5,000

Single parent

$5,000

$5,000

Married and filing separately

$2,500

$2,500