Manage your Dependent Care FSA (DCFSA)

Also known as a flexible spending arrangement, a Dependent Care Flexible Spending Account (DCFSA) is a type of tax-advantaged savings account where you can set aside pre-tax dollars to pay for qualifying dependent care expenses. This account is post-funded, meaning that funds are only available to an employee once deductions are made through payroll.

Pre-tax deductions are taken from the employee’s payroll throughout the year and those deductions will be available that same day. 

If your Dependent Care FSA is managed by Gusto, visit your Gusto Benefits Card Manager portal to see your balance and submit claims.

Note for employers: in order to offer a DCFSA through Gusto, you must offer medical insurance through Gusto.

Pre-tax limits

Dependent Care Flexible Spending Arrangements (includes limited-purpose FSAs) Filing Status

2021

2022

Married and filing jointly

$5000

$5000

Single Parent

$5000

$5000

Married and filing separately

$2500

$2500