If your company offers health insurance, there are a couple tax forms to look out for when you file your taxes. If you're unable to locate any of these forms, please contact us through the Help section of your account.
Form 1095-C proves an employee either received or was offered health insurance by their employer. The form is sometimes provided to both the employee and the IRS by the employer.
For tax filings, 1095-Cs are only required for employers that had an average of at least 50 full time equivalent employees in the previous year.
How to find your 1095-C: If you had Gusto-managed benefits during a tax filing year and averaged 50+ full-time equivalent employees in the previous year, Gusto prepares the form for you and send it at the end of the year by mail. It will not be available in your Gusto account. If another broker manages your benefits, contact them directly for assistance with Form 1095-C.
Two tax forms are provided for employees who have an HSA: 1099-SA and 5498-SA.
How to find them: Avidia Bank sends applicable forms directly to enrolled employees. You can also find them in your Gusto Benefits Card Manager:
Form 1095-B is the form most people with benefits will receive from their insurance carrier. You can reference this form when verifying on tax returns that you and dependents have at least Minimum Essential Coverage (MEC).
The 1095-B includes:
How to find this form: your insurance carrier sends this directly to the plan’s primary subscriber. Contact your carrier to request another copy.