Guide to managing benefits with Gusto

If your company offers health insurance with Gusto, start here with your benefits questions. As your broker and payroll system of record, we're here to help with enrollment and deduction questions. When it comes to carrier-specific questions including premium payments and what's covered, you can find your carrier's contact info in the Benefits section of your Gusto account. 

Set up and add insurance benefits (admins)

To set up or add benefits to Gusto, you can get started right from your admin account.

Choosing or changing individual coverage 

We'll email eligible employees when it's time to choose or waive coverage. Each employee must enroll or waive benefits themselves; admins can't enroll or waive for employees on their behalf. 

Coverage details

Check out the links below for answers to frequently asked questions about using your coverage.

Payroll deductions 

Once an employee enrolls in benefits through Gusto, we'll automatically collect their contributions through payroll deductions. Deducted funds remain in the company bank account for admins to pay directly to the insurance carrier.

Employer responsibility throughout the year

Benefits admins must pay your company's insurance carriers on time and keep your employees' employment statuses up to date in Gusto. At the end of your plan year, we'll email benefits admins when it's time to start the renewal and open enrollment process.