Gusto and Ladder Life have partnered to offer our members access to Ladder Life's term life insurance services.1
Ladder Life
Ladder Life is a modern insurance company that offers term life insurance policies designed to be simple, transparent, and flexible. Founded with a focus on providing accessible coverage, Ladder Life allows customers to adjust their coverage as their needs change, rather than being locked into a static policy.
Ladder Life offers term life policies from highly rated insurers, including Allianz Life, Fidelity and Amica Life.
Term life insurance
Term life insurance provides a lump sum benefit to your beneficiary if you pass away during a certain period of time, called the “term.” It is designed to be simple—you pay to obtain coverage that can support your family should you pass away during the term of your policy. A term can be 10, 15, 20, 25, or 30 years.
Availability
Ladder Life insurance is available in all 50 U.S. states, including Washington, D.C.
Pricing
Your monthly payment is determined based on your personal situation, taking into account your age, sex, health, family medical history, and other factors. In addition, your monthly payment will vary based on the length of your term and the amount of your desired coverage.
To estimate your monthly payment, fill out an application to see your quote.
As a Gusto member, whether you’re an employee or contractor, it’s easy to get started with Ladder Life. Click here to get a quote and apply for term life insurance.
Contact Ladder Life directly if you have any questions about your quote or policy.
Phone: Contact Ladder Life’s dedicated Customer support at 844-533-7206
Phone hours: Monday to Friday, 9am–12pm PT
Email: [email protected]
1. Gusto acts solely as a facilitator between Gusto customers and Ladder Life Insurance Company (“Ladder Life”) with respect to products and services offered by Ladder Life. Gusto does not serve as an insurance broker or carrier in this arrangement. Gusto may receive commission for customers referred to Ladder Life or for policies purchased by Gusto customers from Ladder Life. This applies to situations where Gusto provides leads resulting in policy purchases.