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Gusto Cash Accounts fee schedule

Gusto Cash Accounts are free, high-interest1 demand deposit accounts that are designed to help employees save automatically and spend confidently.

The schedule below lists all fees associated with Gusto Cash Accounts:

Fee Type 

Gusto Cash Accounts

Overdraft Fee

$0

Minimum Balance Fee

$0

Monthly Account Service Fee

$0

ACH Bank Transfer Fee

$0

New Debit Card Fee

$0

Debit Card Replacement Fee

$0

Foreign Transaction Fee

1%

ATM Fee (in-network)

$0

ATM Fee (out-of-network)

$2.50

ATM Withdrawal Limit

$600/day

Daily Spend Limit  $2,000/day

Based on the FDIC savings rate as of 12/28/20 available at fdic.gov/regulations/resources/rates/.

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