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Section 125 Premium-Only-Plan

A Section 125 Premium-Only-Plan (POP) document is the agreement with the IRS that allows employers and their employees enrolled in a qualified group health insurance plan to pay for health insurance premiums with pre-tax dollars. 

If your benefits are managed by Gusto, we'll manage these documents at no additional charge. We'll send it to you to sign as part of the Health & Welfare Plan Document, within 30 days of your plan becoming active.

To access this document, follow these steps:  

  1. Sign into your Gusto account.
  2. Click the Company section and select Documents.
  3. Click Health & Welfare Plan Document.
    • This document is only available if your benefits are managed by Gusto.
  4. If it hasn't been done already, please have your company signatory sign the document.

Important: For customers whose benefits are managed externally, we're unable to manage this document. Please reach out to your health insurance broker with any additional questions you may have. Once you have this in place, you can set up your benefits for payroll purposes so that deductions are taken from your employees' pay and left in your company account to pay your insurance carrier.

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