Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Continue life insurance coverage after employment
- Insurance ID cards
- Member medical ID numbers
- Add a beneficiary
- Locate your Summary of Benefits and Coverage
- Life Insurance Beneficiaries: Basic Information
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Commuter Benefits Card: Basic Information
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Commuter Benefit Funds: Basic Information
- Change your commuter benefit contribution
- Submit a Gusto benefits card claim
- How to use commuter benefits
- Enroll in Gusto commuter benefits
- Submit claims for unauthorized transit vendors
- Gusto Benefits Card PIN
- Eligible commuter expenses
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- Set up your Gusto commuter card with Uber and Lyft
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
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Health FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- General purpose vs. limited purpose health FSA
- Submit a Gusto benefits card claim
- Flexible Spending Account: Basic Information
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- FSA expiration
- Gusto Benefits Card PIN
- Provide documentation for FSA claims
- FSA eligibility
- FSA after employment
- Eligible Health FSA expenses
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- Pay back an ineligible Health FSA expense
- Enroll in your Health FSA
- Change your Health FSA Contribution
- Report Gusto Benefits Card as lost/stolen
- Set up a recurring FSA expense
- Using your Gusto Benefits Card for multiple benefits
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Eligible Dependent Care FSA Expenses
- Dependent Care FSA eligibility
- Report Gusto Benefits Card as lost/stolen
- Dependent Care FSA expiration
- Change your Dependent Care FSA Contribution
- Enroll in your Dependent Care FSA
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA after employment
- Using your Gusto Benefits Card for multiple benefits
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HSA
- Health Savings Account (HSA)
- Change your HSA contribution
- Tax Forms for HSA (1099- SA 5498-SA)
- Customer Identification Program (CIP)
- Transfer HSA funds to Avidia
- Enroll in your company's HSA
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- HSA after employment
- Make external deposits to your HSA
- Investing HSA funds
- HSA paper statement fees
- HSA fund availability
- FSA vs. HSA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- 401(k)
- Open enrollment (OE)
- SIMPLE IRA
- Health benefits
- Group health insurance
- Employer responsibility
- Delta Dental PPO vs. Delta Dental Premier
- Read your summary of benefits & coverage (SBC)
- Insurance claim
- Individual health insurance
- Co-pay
- Deductible
- 403(b)
- Preventive care
- Metallic tiers
- Medicare
- Exclusive provider organization (EPO)
- Emergency care
- Coinsurance
- Preferred provider organization (PPO)
- Pharmacy tier pricing
- Health plan
- Understand your dental plan
- Pre-authorization
- Out-of-pocket maximum (OOP max)
- Point of service (POS)
- Health Reimbursement Account (HRA)
- Health maintenance organization (HMO)
- HealthCare.gov
- High Deductible Health Plan (HDHP)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Accessing your Gusto account
- Change your tax withholdings
- Reset your password
- Add multiple bank accounts for employee direct deposit
- Sign into your Gusto account with Google
- Unlock your Gusto account
- Switch between Gusto profiles and accounts
- Make a payday email private
- Sign into Gusto for the first time
- Change or edit your home address
- Troubleshooting account access
- Change your email or password
- Employee accounts
- Employee email notifications
- Enter personal details to your employee account
- Account access after dismissal
- View your employee 401(k) dashboard
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
Contractor Accounts
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Account Settings
- Accessing your Gusto account
- Reset your password
- Sign into your Gusto account with Google
- Unlock your Gusto account
- Switch between Gusto profiles and accounts
- Make a payday email private
- Sign into Gusto for the first time
- Change or edit your home address
- Troubleshooting account access
- Change your email or password
- Contractors with Gusto accounts
- Email notifications for contractors
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Payments
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Forms