Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Insurance ID cards
- Member medical ID numbers
- Continue life insurance coverage after employment
- Add a beneficiary
- Locate your Summary of Benefits and Coverage
- Life Insurance Beneficiaries: Basic Information
- Evidence of Insurability (EOI)
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Paid Time Off
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Commuter Benefits
- Commuter Benefits Card: Basic Information
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- How to use commuter benefits
- Submit claims for unauthorized transit vendors
- Enroll in Gusto commuter benefits
- Change your commuter benefit contribution
- Gusto Benefits Card PIN
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- Eligible commuter expenses
- Set up your Gusto commuter card with Uber and Lyft
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
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Health FSA
- Use the Gusto Benefits Card Manager
- General purpose vs. limited purpose health FSA
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Flexible Spending Account: Basic Information
- Provide documentation for an FSA transaction
- FSA expiration
- Handle ineligible FSA transactions
- Gusto Benefits Card PIN
- When will my claim be reimbursed?
- Eligible Health FSA expenses
- Key employee concentration testing
- When will I get my Gusto Benefits Card?
- Pay back an ineligible Health FSA expense
- Change your Health FSA Contribution
- FSA vs. HSA
- FSA eligibility
- Enroll in your Health FSA
- Provide documentation for FSA claims
- FSA after employment
- Report Gusto Benefits Card as lost/stolen
- Set up a recurring FSA expense
- Using your Gusto Benefits Card for multiple benefits
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA expiration
- Dependent Care FSA eligibility
- Report Gusto Benefits Card as lost/stolen
- Eligible Dependent Care FSA Expenses
- Enroll in your Dependent Care FSA
- Dependent Care FSA after employment
- Using your Gusto Benefits Card for multiple benefits
- Change your Dependent Care FSA Contribution
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HSA
- Health Savings Account (HSA)
- Change your HSA contribution
- Enroll in your company's HSA
- Transfer HSA funds to Avidia
- Make external deposits to your HSA
- Customer Identification Program (CIP)
- When will my claim be reimbursed?
- HSA paper statement fees
- When will I get my Gusto Benefits Card?
- Tax Forms for HSA (1099- SA 5498-SA)
- FSA vs. HSA
- Investing HSA funds
- HSA after employment
- HSA fund availability
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- 401(k)
- Health plan
- Health Reimbursement Account (HRA)
- SIMPLE IRA
- Open enrollment (OE)
- Delta Dental PPO vs. Delta Dental Premier
- Health benefits
- Pharmacy tier pricing
- Employer responsibility
- 403(b)
- Understand your dental plan
- Group health insurance
- Short-term vs. long-term disability insurance
- Co-pay
- Read your summary of benefits & coverage (SBC)
- Medicare
- Insurance claim
- Deductible
- Individual health insurance
- HealthCare.gov
- Pre-authorization
- Metallic tiers
- Point of service (POS)
- Preventive care
- Out-of-pocket maximum (OOP max)
- Coinsurance
- Emergency care
- Preferred provider organization (PPO)
- HMO vs. PPO
- Health maintenance organization (HMO)
- Exclusive provider organization (EPO)
- High Deductible Health Plan (HDHP)
Employee Accounts
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Account Settings
- Access your Gusto account
- Change your tax withholdings
- Add multiple bank accounts for employee direct deposit
- Reset your password
- Sign into your Gusto account with Google
- Switch between Gusto profiles and accounts
- Make a payday email private
- Sign into Gusto for the first time
- Change or edit your home address
- Change your email or password
- Employee accounts
- Employee email notifications
- Enter personal details to your employee account
- Account access after termination
- Unlock your Gusto account
- Troubleshooting account access
- View your employee 401(k) dashboard
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
Contractor Accounts
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Account Settings
- Access your Gusto account
- Reset your password
- Sign into your Gusto account with Google
- Switch between Gusto profiles and accounts
- Make a payday email private
- Sign into Gusto for the first time
- Change or edit your home address
- Change your email or password
- Contractors with Gusto accounts
- Unlock your Gusto account
- Troubleshooting account access
- Email notifications for contractors
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Payments
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Forms