Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Insurance ID cards
- Locate your Summary of Benefits and Coverage
- Member medical ID numbers
- Continue life insurance coverage after employment
- Add a beneficiary
- Life Insurance Beneficiaries: Basic Information
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Use the Gusto Benefits Card Manager
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Commuter Benefit Funds: Basic Information
- Submit a Gusto benefits card claim
- How to use commuter benefits
- Enroll in Gusto commuter benefits
- Eligible commuter expenses
- Gusto Benefits Card PIN
- When will I get my Gusto Benefits Card?
- When will my claim be reimbursed?
- Change your commuter benefit contribution
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Submit claims for unauthorized transit vendors
- Set up your Gusto commuter card with Uber and Lyft
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Health FSA
- Use the Gusto Benefits Card Manager
- General purpose vs. limited purpose health FSA
- Register for your Gusto Benefits Card Manager account
- Flexible Spending Account: Basic Information
- Submit a Gusto benefits card claim
- Handle ineligible FSA transactions
- Provide documentation for an FSA transaction
- Eligible Health FSA expenses
- Provide documentation for FSA claims
- FSA expiration
- Gusto Benefits Card PIN
- When will I get my Gusto Benefits Card?
- When will my claim be reimbursed?
- Enroll in your Health FSA
- FSA after employment
- Pay back an ineligible Health FSA expense
- FSA eligibility
- Change your Health FSA Contribution
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Set up a recurring FSA expense
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Eligible Dependent Care FSA Expenses
- Change your Dependent Care FSA Contribution
- Dependent Care FSA expiration
- Report Gusto Benefits Card as lost/stolen
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA eligibility
- Dependent Care FSA after employment
- Using your Gusto Benefits Card for multiple benefits
- Enroll in your Dependent Care FSA
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HSA
- Health Savings Account (HSA)
- Enroll in your company's HSA
- Transfer HSA funds to Avidia
- Change your HSA contribution
- Make external deposits to your HSA
- Customer Identification Program (CIP)
- Investing HSA funds
- HSA after employment
- When will I get my Gusto Benefits Card?
- When will my claim be reimbursed?
- HSA fund availability
- Tax Forms for HSA (1099- SA 5498-SA)
- HSA paper statement fees
- FSA vs. HSA
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QSEHRA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- 401(k)
- Summary of benefits and coverage
- SIMPLE IRA
- Open enrollment (OE)
- Health benefits
- Group health insurance
- Read your summary of benefits & coverage (SBC)
- Individual health insurance
- Understand your dental plan
- 403(b)
- Medicare
- Delta Dental PPO vs. Delta Dental Premier
- Employer responsibility
- Preferred provider organization (PPO)
- Metallic tiers
- Deductible
- Pharmacy tier pricing
- Point of service (POS)
- Out-of-pocket maximum (OOP max)
- HealthCare.gov
- Emergency care
- Pre-authorization
- Preventive care
- Insurance claim
- Health maintenance organization (HMO)
- Exclusive provider organization (EPO)
- Coinsurance
- Co-pay
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings
- Sign into Gusto for the first time
- Add multiple bank accounts for employee direct deposit
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Employee accounts
- Change your email or password
- Enter personal details to your employee account
- Employee email notifications
- View your employee 401(k) dashboard
- Upload documents to your account
- Account access after dismissal
- Unlock your Gusto account
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
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Project Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Change your email or password
- Contractors with Gusto accounts
- Upload documents to your account
- Email notifications for contractors
- Unlock your Gusto account
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Payments
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Forms
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Gusto Time Tracking