Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Continue life insurance coverage after employment
- Insurance ID cards
- Locate your Summary of Benefits and Coverage
- Member medical ID numbers
- Add a beneficiary
- Life Insurance Beneficiaries: Basic Information
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Use the Gusto Benefits Card Manager
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- How to use commuter benefits
- Change your commuter benefit contribution
- Eligible commuter expenses
- Gusto Benefits Card PIN
- Submit claims for unauthorized transit vendors
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- Set up your Gusto commuter card with Uber and Lyft
- Enroll in Gusto commuter benefits
- Using your Gusto Benefits Card for multiple benefits
- Report Gusto Benefits Card as lost/stolen
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Health FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- General purpose vs. limited purpose health FSA
- Submit a Gusto benefits card claim
- Flexible Spending Account: Basic Information
- Handle ineligible FSA transactions
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Enroll in your Health FSA
- Pay back an ineligible Health FSA expense
- Change your Health FSA Contribution
- FSA eligibility
- Eligible Health FSA expenses
- FSA after employment
- When will my claim be reimbursed?
- Provide documentation for FSA claims
- When will I get my Gusto Benefits Card?
- FSA expiration
- Using your Gusto Benefits Card for multiple benefits
- Report Gusto Benefits Card as lost/stolen
- Set up a recurring FSA expense
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Eligible Dependent Care FSA Expenses
- Change your Dependent Care FSA Contribution
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA expiration
- Dependent Care FSA eligibility
- Using your Gusto Benefits Card for multiple benefits
- Enroll in your Dependent Care FSA
- Report Gusto Benefits Card as lost/stolen
- Dependent Care FSA after employment
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HSA
- Health Savings Account (HSA)
- Change your HSA contribution
- Enroll in your company's HSA
- Investing HSA funds
- Tax Forms for HSA (1099- SA 5498-SA)
- Make external deposits to your HSA
- Transfer HSA funds to Avidia
- Customer Identification Program (CIP)
- HSA after employment
- When will my claim be reimbursed?
- When will I get my Gusto Benefits Card?
- HSA fund availability
- HSA paper statement fees
- FSA vs. HSA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- 401(k)
- Open enrollment (OE)
- SIMPLE IRA
- Health benefits
- Group health insurance
- Individual health insurance
- Delta Dental PPO vs. Delta Dental Premier
- 403(b)
- Understand your dental plan
- Employer responsibility
- Preferred provider organization (PPO)
- Pharmacy tier pricing
- Deductible
- Metallic tiers
- Read your summary of benefits & coverage (SBC)
- Insurance claim
- Emergency care
- Co-pay
- Point of service (POS)
- Medicare
- Health maintenance organization (HMO)
- Coinsurance
- Preventive care
- Pre-authorization
- Out-of-pocket maximum (OOP max)
- HealthCare.gov
- Exclusive provider organization (EPO)
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings
- Reset your password
- Sign into Gusto for the first time
- Add multiple bank accounts for employee direct deposit
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Change your email or password
- Employee accounts
- Enter personal details to your employee account
- Employee email notifications
- Unlock your Gusto account
- View your employee 401(k) dashboard
- Account access after dismissal
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Reset your password
- Sign into Gusto for the first time
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Change your email or password
- Unlock your Gusto account
- Contractors with Gusto accounts
- Email notifications for contractors
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Payments
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Forms
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Gusto Time Tracking