Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in or waive benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Insurance cards and member IDs
- Valid waiver reasons
- Add a beneficiary
- Locate your Summary of Benefits and Coverage
- Life Insurance Beneficiaries: Basic Information
- Continue life insurance coverage after employment
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Use the Gusto Benefits Card Manager
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- Gusto Benefits Card PIN
- Report Gusto Benefits Card as lost/stolen
- When will I get my Gusto Benefits Card?
- How to use commuter benefits
- Enroll in Gusto commuter benefits
- Eligible commuter expenses
- Change your commuter benefit contribution
- When will my claim be reimbursed?
- Using your Gusto Benefits Card for multiple benefits
- Submit claims for unauthorized transit vendors
- Dispute a Gusto benefits card transaction
- Set up your Gusto commuter card with Uber and Lyft
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Health FSA
- Register for your Gusto Benefits Card Manager account
- Flexible Spending Account: Basic Information
- Use the Gusto Benefits Card Manager
- Submit a Gusto benefits card claim
- General purpose vs. limited purpose health FSA
- FSA vs. HSA
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- Gusto Benefits Card PIN
- Report Gusto Benefits Card as lost/stolen
- FSA after employment
- When will I get my Gusto Benefits Card?
- Provide documentation for FSA claims
- FSA eligibility
- Eligible Health FSA expenses
- Pay back an ineligible Health FSA expense
- Enroll in your Health FSA
- FSA expiration
- Change your Health FSA Contribution
- When will my claim be reimbursed?
- Using your Gusto Benefits Card for multiple benefits
- Dispute a Gusto benefits card transaction
- Set up a recurring FSA expense
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Dependent Care FSA
- Register for your Gusto Benefits Card Manager account
- Use the Gusto Benefits Card Manager
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Report Gusto Benefits Card as lost/stolen
- Dependent Care FSA after employment
- Dependent Care FSA limits under the American Rescue Plan Act
- Eligible Dependent Care FSA Expenses
- Enroll in your Dependent Care FSA
- Using your Gusto Benefits Card for multiple benefits
- Dependent Care FSA expiration
- Dispute a Gusto benefits card transaction
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA eligibility
- Change your Dependent Care FSA Contribution
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HSA
- Health Savings Account (HSA)
- FSA vs. HSA
- Enroll in your company's HSA
- Change your HSA contribution
- When will I get my Gusto Benefits Card?
- Make external deposits to your HSA
- HSA after employment
- Transfer HSA funds to Avidia
- Investing HSA funds
- Customer Identification Program (CIP)
- HSA paper statement fees
- HSA fund availability
- When will my claim be reimbursed?
- Tax Forms for HSA (1099- SA 5498-SA)
- Dispute a Gusto benefits card transaction
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QSEHRA
Benefits Glossary
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Definitions & FAQs
- Open enrollment (OE)
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- Traditional 401(k)
- Health benefits
- SIMPLE IRA
- Short-term and long-term disability insurance
- Group health insurance
- Individual health insurance
- Read your summary of benefits & coverage (SBC)
- Delta Dental PPO vs. Delta Dental Premier
- Understand your dental plan
- Medicare
- 403(b)
- Preferred provider organization (PPO)
- High Deductible Health Plan (HDHP)
- Copay
- Insurance claim
- Deductible
- Pharmacy tier pricing
- Pre-authorization
- Point of service (POS)
- Metallic tiers
- Health maintenance organization (HMO)
- Employer responsibility
- Out-of-pocket maximum (OOP max)
- HMO vs. PPO
- Exclusive provider organization (EPO)
- Coinsurance
- Preventive care
- HealthCare.gov
- Emergency care
- Health Reimbursement Account (HRA)
- Health plan
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings to update your Form W-4
- Sign into Gusto for the first time
- Reset your password or recover your email address
- Switch between Gusto profiles and accounts
- Make a payday email private
- Add multiple bank accounts for employee direct deposit
- Upload documents to your account
- Change your email or password
- Using Google to sign in to your Gusto account
- Change or edit your home address
- Employee accounts
- Employee email notifications
- Unlock your Gusto account
- Enter personal details to your employee account
- View your employee Guideline 401(k) dashboard
- Account access after dismissal
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
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Project Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password or recover your email address
- Switch between Gusto profiles and accounts
- Make a payday email private
- Upload documents to your account
- Change your email or password
- Using Google to sign in to your Gusto account
- Change or edit your home address
- Unlock your Gusto account
- Complete your international contractor onboarding
- Change your contractor bank account information
- Contractors with Gusto accounts
- Email notifications for contractors
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Payments
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Forms
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Gusto Time Tracking