Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Continue life insurance coverage after employment
- Insurance ID cards
- Member medical ID numbers
- Locate your Summary of Benefits and Coverage
- Life Insurance Beneficiaries: Basic Information
- Add a beneficiary
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Use the Gusto Benefits Card Manager
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- How to use commuter benefits
- Eligible commuter expenses
- Gusto Benefits Card PIN
- Enroll in Gusto commuter benefits
- When will my claim be reimbursed?
- Change your commuter benefit contribution
- Using your Gusto Benefits Card for multiple benefits
- When will I get my Gusto Benefits Card?
- Submit claims for unauthorized transit vendors
- Set up your Gusto commuter card with Uber and Lyft
- Report Gusto Benefits Card as lost/stolen
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Health FSA
- Use the Gusto Benefits Card Manager
- General purpose vs. limited purpose health FSA
- Register for your Gusto Benefits Card Manager account
- Flexible Spending Account: Basic Information
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- Provide documentation for FSA claims
- Eligible Health FSA expenses
- Gusto Benefits Card PIN
- When will my claim be reimbursed?
- FSA expiration
- FSA after employment
- Enroll in your Health FSA
- Pay back an ineligible Health FSA expense
- FSA eligibility
- Using your Gusto Benefits Card for multiple benefits
- When will I get my Gusto Benefits Card?
- Change your Health FSA Contribution
- Set up a recurring FSA expense
- Report Gusto Benefits Card as lost/stolen
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Eligible Dependent Care FSA Expenses
- Using your Gusto Benefits Card for multiple benefits
- Change your Dependent Care FSA Contribution
- Dependent Care FSA eligibility
- Enroll in your Dependent Care FSA
- Report Gusto Benefits Card as lost/stolen
- Dependent Care FSA after employment
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA expiration
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HSA
- Health Savings Account (HSA)
- Enroll in your company's HSA
- Change your HSA contribution
- Transfer HSA funds to Avidia
- Make external deposits to your HSA
- HSA after employment
- Customer Identification Program (CIP)
- HSA paper statement fees
- When will my claim be reimbursed?
- Investing HSA funds
- When will I get my Gusto Benefits Card?
- Tax Forms for HSA (1099- SA 5498-SA)
- HSA fund availability
- FSA vs. HSA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- 401(k)
- Open enrollment (OE)
- SIMPLE IRA
- Health benefits
- Group health insurance
- Delta Dental PPO vs. Delta Dental Premier
- Read your summary of benefits & coverage (SBC)
- Understand your dental plan
- Individual health insurance
- 403(b)
- Point of service (POS)
- Preferred provider organization (PPO)
- Medicare
- Insurance claim
- Employer responsibility
- Deductible
- Pre-authorization
- Pharmacy tier pricing
- Health maintenance organization (HMO)
- Metallic tiers
- Coinsurance
- Preventive care
- Out-of-pocket maximum (OOP max)
- HealthCare.gov
- Exclusive provider organization (EPO)
- Emergency care
- Co-pay
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings
- Sign into Gusto for the first time
- Reset your password
- Add multiple bank accounts for employee direct deposit
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Change your email or password
- Employee accounts
- Employee email notifications
- Unlock your Gusto account
- Enter personal details to your employee account
- View your employee 401(k) dashboard
- Account access after dismissal
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
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Project Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Change your email or password
- Unlock your Gusto account
- Contractors with Gusto accounts
- Email notifications for contractors
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Payments
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Forms
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Gusto Time Tracking