Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Insurance ID cards
- Member medical ID numbers
- Continue life insurance coverage after employment
- Life Insurance Beneficiaries: Basic Information
- Locate your Summary of Benefits and Coverage
- Add a beneficiary
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Use the Gusto Benefits Card Manager
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- Gusto Benefits Card PIN
- How to use commuter benefits
- Eligible commuter expenses
- When will I get my Gusto Benefits Card?
- When will my claim be reimbursed?
- Change your commuter benefit contribution
- Report Gusto Benefits Card as lost/stolen
- Enroll in Gusto commuter benefits
- Using your Gusto Benefits Card for multiple benefits
- Submit claims for unauthorized transit vendors
- Set up your Gusto commuter card with Uber and Lyft
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Health FSA
- General purpose vs. limited purpose health FSA
- Use the Gusto Benefits Card Manager
- Flexible Spending Account: Basic Information
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- Eligible Health FSA expenses
- Gusto Benefits Card PIN
- FSA eligibility
- FSA expiration
- Enroll in your Health FSA
- When will I get my Gusto Benefits Card?
- Pay back an ineligible Health FSA expense
- FSA after employment
- When will my claim be reimbursed?
- Provide documentation for FSA claims
- Change your Health FSA Contribution
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Set up a recurring FSA expense
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Eligible Dependent Care FSA Expenses
- Report Gusto Benefits Card as lost/stolen
- Change your Dependent Care FSA Contribution
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA expiration
- Dependent Care FSA eligibility
- Using your Gusto Benefits Card for multiple benefits
- Dependent Care FSA after employment
- Enroll in your Dependent Care FSA
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HSA
- Health Savings Account (HSA)
- Enroll in your company's HSA
- Transfer HSA funds to Avidia
- Change your HSA contribution
- Make external deposits to your HSA
- Investing HSA funds
- HSA after employment
- When will I get my Gusto Benefits Card?
- Customer Identification Program (CIP)
- When will my claim be reimbursed?
- HSA paper statement fees
- HSA fund availability
- Tax Forms for HSA (1099- SA 5498-SA)
- FSA vs. HSA
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QSEHRA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Summary of benefits and coverage
- Open enrollment (OE)
- 401(k)
- SIMPLE IRA
- Health benefits
- Group health insurance
- Individual health insurance
- Read your summary of benefits & coverage (SBC)
- Understand your dental plan
- Deductible
- Delta Dental PPO vs. Delta Dental Premier
- Preferred provider organization (PPO)
- Employer responsibility
- Medicare
- Coinsurance
- Co-pay
- 403(b)
- Pharmacy tier pricing
- Metallic tiers
- Emergency care
- Point of service (POS)
- Pre-authorization
- Out-of-pocket maximum (OOP max)
- Insurance claim
- Health maintenance organization (HMO)
- HealthCare.gov
- Preventive care
- Exclusive provider organization (EPO)
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings
- Sign into Gusto for the first time
- Add multiple bank accounts for employee direct deposit
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Change your email or password
- Using Google to sign in to your Gusto account
- Upload documents to your account
- Employee accounts
- Enter personal details to your employee account
- Employee email notifications
- View your employee 401(k) dashboard
- Account access after dismissal
- Unlock your Gusto account
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
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Project Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change or edit your home address
- Change your email or password
- Using Google to sign in to your Gusto account
- Upload documents to your account
- Complete your international contractor onboarding
- Email notifications for contractors
- Contractors with Gusto accounts
- Unlock your Gusto account
- Change your contractor bank account information
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Payments
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Forms
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Gusto Time Tracking