- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Change your Gusto benefits
- Enroll in benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Insurance ID cards
- Member medical ID numbers
- Add a beneficiary
- Continue life insurance coverage after employment
- Locate your Summary of Benefits and Coverage
- Evidence of Insurability (EOI)
- Life Insurance Beneficiaries: Basic Information
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Savings Accounts
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- View your employee 401(k) dashboard
- Enroll in your Dependent Care FSA
- Customer Identification Program (CIP)
- Enroll in your Health FSA
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Paid Time Off
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Commuter Benefits
- Commuter Benefits Card: Basic Information
- Change your commuter benefit contribution
- Submit claims for unauthorized transit vendors
- Enroll in Gusto commuter benefits
- How to use commuter benefits
- Commuter Benefit Funds: Basic Information
- Set up your Gusto commuter card with Uber and Lyft
- Eligible Commuter Expenses
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Health plan
- General purpose vs. limited purpose health FSA
- 401(k)
- Open enrollment (OE)
- SIMPLE IRA
- Health Reimbursement Account (HRA)
- Health benefits
- Short-term vs. long-term disability insurance
- Summary of benefits and coverage
- FSA vs. HSA
- HealthCare.gov
- Read your summary of benefits & coverage (SBC)
- Employer responsibility
- Affordable care act (ACA)
- Medicare
- HMO vs. PPO
- Delta Dental PPO vs. Delta Dental Premier
- Pre-authorization
- Group health insurance
- Out-of-pocket maximum (OOP max)
- Insurance claim
- Understand your dental plan
- 403(b)
- Certificate of creditable coverage
- Point of service (POS)
- Pharmacy tier pricing
- Metallic tiers
- Co-pay
- Individual health insurance
- High Deductible Health Plan (HDHP)
- Health maintenance organization (HMO)
- Deductible
- Preventive care
- Preferred provider organization (PPO)
- Exclusive provider organization (EPO)
- Coinsurance
- Emergency care
Employee Accounts
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Account Settings
- Access your Gusto account
- Add multiple bank accounts for employee direct deposit
- Change your tax withholdings
- Reset your password
- Make a payday email private
- Change your email or password
- Sign into your Gusto account with Google
- Switch between Gusto profiles and accounts
- Sign into Gusto for the first time
- Change your home address
- Employee email notifications
- Employee accounts
- Enter personal details to your employee account
- Unlock your Gusto account
- Account access after termination
- Troubleshooting account access
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
Contractor Accounts
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Account Settings
- Access your Gusto account
- Reset your password
- Make a payday email private
- Change your email or password
- Sign into your Gusto account with Google
- Switch between Gusto profiles and accounts
- Sign into Gusto for the first time
- Change your home address
- Contractors with Gusto accounts
- Unlock your Gusto account
- Email notifications for contractors
- Troubleshooting account access
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Payments
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Forms