Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
-
Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Insurance ID cards
- Valid waiver reasons
- Continue life insurance coverage after employment
- Member medical ID numbers
- Add a beneficiary
- Locate your Summary of Benefits and Coverage
- Life Insurance Beneficiaries: Basic Information
- Evidence of Insurability (EOI)
-
Savings Accounts
-
Paid Time Off
-
Commuter Benefits
- Use the Gusto Benefits Card Manager
- Commuter Benefits Card: Basic Information
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- Gusto Benefits Card PIN
- How to use commuter benefits
- Report Gusto Benefits Card as lost/stolen
- Eligible commuter expenses
- Enroll in Gusto commuter benefits
- When will I get my Gusto Benefits Card?
- Change your commuter benefit contribution
- When will my claim be reimbursed?
- Using your Gusto Benefits Card for multiple benefits
- Dispute a Gusto benefits card transaction
- Submit claims for unauthorized transit vendors
- Set up your Gusto commuter card with Uber and Lyft
-
Health FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Flexible Spending Account: Basic Information
- General purpose vs. limited purpose health FSA
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- Gusto Benefits Card PIN
- Provide documentation for FSA claims
- Report Gusto Benefits Card as lost/stolen
- FSA eligibility
- Eligible Health FSA expenses
- Enroll in your Health FSA
- FSA expiration
- FSA after employment
- Change your Health FSA Contribution
- When will I get my Gusto Benefits Card?
- Pay back an ineligible Health FSA expense
- When will my claim be reimbursed?
- Set up a recurring FSA expense
- Using your Gusto Benefits Card for multiple benefits
- Dispute a Gusto benefits card transaction
- FSA vs. HSA
-
Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Report Gusto Benefits Card as lost/stolen
- Dependent Care FSA after employment
- Enroll in your Dependent Care FSA
- Dependent Care FSA limits under the American Rescue Plan Act
- Using your Gusto Benefits Card for multiple benefits
- Eligible Dependent Care FSA Expenses
- Change your Dependent Care FSA Contribution
- Dispute a Gusto benefits card transaction
- Dependent Care FSA eligibility
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA expiration
-
HSA
- Health Savings Account (HSA)
- Enroll in your company's HSA
- Change your HSA contribution
- Tax Forms for HSA (1099- SA 5498-SA)
- Make external deposits to your HSA
- Transfer HSA funds to Avidia
- HSA after employment
- Investing HSA funds
- HSA fund availability
- When will I get my Gusto Benefits Card?
- HSA paper statement fees
- When will my claim be reimbursed?
- Customer Identification Program (CIP)
- Dispute a Gusto benefits card transaction
- FSA vs. HSA
-
QSEHRA
Benefits Glossary
-
Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Traditional 401(k)
- Summary of benefits and coverage
- SIMPLE IRA
- Health benefits
- Open enrollment (OE)
- Group health insurance
- Individual health insurance
- Understand your dental plan
- Read your summary of benefits & coverage (SBC)
- 403(b)
- Delta Dental PPO vs. Delta Dental Premier
- Medicare
- Deductible
- Point of service (POS)
- Preferred provider organization (PPO)
- Insurance claim
- Employer responsibility
- Pharmacy tier pricing
- Co-pay
- Pre-authorization
- Out-of-pocket maximum (OOP max)
- Health maintenance organization (HMO)
- Exclusive provider organization (EPO)
- Metallic tiers
- HealthCare.gov
- Emergency care
- Preventive care
- Coinsurance
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
-
Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings to update your Form W4
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Add multiple bank accounts for employee direct deposit
- Switch between Gusto profiles and accounts
- Change your email or password
- Upload documents to your account
- Using Google to sign in to your Gusto account
- Change or edit your home address
- Enter personal details to your employee account
- Employee accounts
- Employee email notifications
- View your employee Guideline 401(k) dashboard
- Unlock your Gusto account
- Account access after dismissal
- Sign a Birthday Card for a coworker
-
Payments
-
Forms
-
Gusto Time Tracking
-
Project Tracking
Contractor Accounts
-
Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change your email or password
- Upload documents to your account
- Using Google to sign in to your Gusto account
- Complete your international contractor onboarding
- Change or edit your home address
- Unlock your Gusto account
- Contractors with Gusto accounts
- Change your contractor bank account information
- Email notifications for contractors
-
Payments
-
Forms
-
Gusto Time Tracking