- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Change your Gusto benefits
- Enroll in benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Health insurance ID cards
- Locate your Summary of Benefits and Coverage
- Continue life insurance coverage after employment
- Add a beneficiary
- Evidence of Insurability
- Member ID numbers
- Life Insurance Beneficiaries: Basic Information
- Add a beneficiary
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Savings Accounts
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- View your employee 401(k) dashboard
- Change your commuter benefits elections
- Enroll in your Dependent Care FSA
- Handle denied or ineligible FSA transactions
- Enroll in Gusto commuter benefits
- Customer Identification Program
- Customer Identification Program (CIP)
- Enroll in your Health FSA
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Paid Time Off
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- Health plan
- 401(k)
- SIMPLE IRA
- Health Reimbursement Account (HRA)
- Open enrollment (OE)
- Summary of benefits and coverage
- General purpose vs. limited purpose health FSA
- Short-term vs. long-term disability insurance
- Health benefits
- FSA vs. HSA
- 403(b)
- Read your summary of benefits & coverage (SBC)
- Employer responsibility
- Affordable care act (ACA)
- Individual health insurance
- HMO vs. PPO
- Pre-authorization
- Delta Dental PPO vs. Delta Dental Premier
- Pharmacy tier pricing
- HealthCare.gov
- Insurance claim
- Understand your dental plan
- Medicare
- Certificate of creditable coverage
- Group health insurance
- Co-pay
- Preventive care
- Deductible
- Preferred provider organization (PPO)
- High Deductible Health Plan (HDHP)
- Point of service (POS)
- Coinsurance
- Exclusive provider organization (EPO)
- Health maintenance organization (HMO)
- Out-of-pocket maximum (OOP max)
- Metallic tiers
- Emergency care
Employee Accounts
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Account Settings
- Access your Gusto account
- Add multiple bank accounts for employee direct deposit
- Change your tax withholdings
- Reset your password
- Make a payday email private
- Change your email or password
- Sign into Gusto for the first time
- Switch between Gusto profiles and accounts
- Sign into your Gusto account with Google
- Employee email notifications
- Change your home address
- Employee accounts
- Enter personal details to your employee account
- Account access after termination
- Unlock your Gusto account
- Troubleshooting account access
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Payments
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Forms
Contractor Accounts
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Account Settings
- Access your Gusto account
- Reset your password
- Make a payday email private
- Change your email or password
- Sign into Gusto for the first time
- Switch between Gusto profiles and accounts
- Sign into your Gusto account with Google
- Change your home address
- Contractors with Gusto accounts
- Email notifications for contractors
- Unlock your Gusto account
- Troubleshooting account access
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Payments
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Forms