Payroll, benefits, HR and more.
- Payroll
- Benefits
- Team Management
- Accounting & Integrations
- Employees & Contractors
- Account Setup & Maintenance
- State Registration & Compliance
Employees & Contractors
For employees and contractors, learn how to make the most of your Gusto account. Change your bank account info, update your home address, access your forms, and more.
Employee Benefits
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Health Insurance
- Enroll in benefits
- Change your Gusto benefits
- Waive coverage
- Proof of a qualifying life event
- Valid waiver reasons
- Insurance ID cards
- Add a beneficiary
- Member medical ID numbers
- Continue life insurance coverage after employment
- Life Insurance Beneficiaries: Basic Information
- Locate your Summary of Benefits and Coverage
- Evidence of Insurability (EOI)
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Savings Accounts
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Paid Time Off
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Commuter Benefits
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Commuter Benefits Card: Basic Information
- Submit a Gusto benefits card claim
- Commuter Benefit Funds: Basic Information
- Gusto Benefits Card PIN
- How to use commuter benefits
- When will I get my Gusto Benefits Card?
- Eligible commuter expenses
- Change your commuter benefit contribution
- Enroll in Gusto commuter benefits
- When will my claim be reimbursed?
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Submit claims for unauthorized transit vendors
- Dispute a Gusto benefits card transaction
- Set up your Gusto commuter card with Uber and Lyft
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Health FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- General purpose vs. limited purpose health FSA
- Flexible Spending Account: Basic Information
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Handle ineligible FSA transactions
- Gusto Benefits Card PIN
- Provide documentation for FSA claims
- Enroll in your Health FSA
- Eligible Health FSA expenses
- When will I get my Gusto Benefits Card?
- FSA expiration
- FSA after employment
- FSA eligibility
- Pay back an ineligible Health FSA expense
- Change your Health FSA Contribution
- When will my claim be reimbursed?
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Dispute a Gusto benefits card transaction
- Set up a recurring FSA expense
- FSA vs. HSA
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Dependent Care FSA
- Use the Gusto Benefits Card Manager
- Register for your Gusto Benefits Card Manager account
- Submit a Gusto benefits card claim
- Provide documentation for an FSA transaction
- Gusto Benefits Card PIN
- Report Gusto Benefits Card as lost/stolen
- Using your Gusto Benefits Card for multiple benefits
- Change your Dependent Care FSA Contribution
- Eligible Dependent Care FSA Expenses
- Enroll in your Dependent Care FSA
- Dependent Care FSA expiration
- Dependent Care FSA after employment
- Dispute a Gusto benefits card transaction
- Submit over-balance Dependent Care FSA claims
- Dependent Care FSA eligibility
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HSA
- Health Savings Account (HSA)
- Enroll in your company's HSA
- Tax Forms for HSA (1099- SA 5498-SA)
- Make external deposits to your HSA
- Transfer HSA funds to Avidia
- Change your HSA contribution
- Investing HSA funds
- HSA after employment
- Customer Identification Program (CIP)
- When will I get my Gusto Benefits Card?
- HSA fund availability
- HSA paper statement fees
- When will my claim be reimbursed?
- Dispute a Gusto benefits card transaction
- FSA vs. HSA
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QSEHRA
Benefits Glossary
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Definitions & FAQs
- What is the difference between short-term and long-term disability?
- 401(k)
- Summary of benefits and coverage
- SIMPLE IRA
- Health benefits
- Open enrollment (OE)
- Individual health insurance
- Group health insurance
- Understand your dental plan
- Preferred provider organization (PPO)
- 403(b)
- Delta Dental PPO vs. Delta Dental Premier
- Read your summary of benefits & coverage (SBC)
- Medicare
- Employer responsibility
- Deductible
- Metallic tiers
- Pre-authorization
- Point of service (POS)
- Out-of-pocket maximum (OOP max)
- HealthCare.gov
- Insurance claim
- Pharmacy tier pricing
- Co-pay
- Emergency care
- Coinsurance
- Health maintenance organization (HMO)
- Preventive care
- Exclusive provider organization (EPO)
- Health plan
- High Deductible Health Plan (HDHP)
- Health Reimbursement Account (HRA)
- HMO vs. PPO
- Short-term vs. long-term disability insurance
Employee Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Change your tax withholdings
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Add multiple bank accounts for employee direct deposit
- Switch between Gusto profiles and accounts
- Change your email or password
- Upload documents to your account
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Employee email notifications
- Employee accounts
- Enter personal details to your employee account
- Unlock your Gusto account
- Account access after dismissal
- View your employee 401(k) dashboard
- Sign a Birthday Card for a coworker
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Payments
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Forms
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Gusto Time Tracking
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Project Tracking
Contractor Accounts
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Account Settings
- Sign in to your Gusto account
- Troubleshoot signing in
- Sign into Gusto for the first time
- Reset your password
- Make a payday email private
- Switch between Gusto profiles and accounts
- Change your email or password
- Upload documents to your account
- Change or edit your home address
- Using Google to sign in to your Gusto account
- Complete your international contractor onboarding
- Unlock your Gusto account
- Contractors with Gusto accounts
- Email notifications for contractors
- Change your contractor bank account information
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Payments
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Forms
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Gusto Time Tracking