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Qualifying life event

A qualifying life event is a particular moment in your life that allows you to make changes to your health insurance policy. If you're experiencing a QLE, you're eligible for a special enrollment period which would otherwise be fixed and closed until your current plan is up for renewal. If you need clarity about what type of proof to provide, reference this article

Examples of common QLEs

  • Marriage, divorce, or legal separation.
  • Death of a spouse or child, change in dependents.
  • Change in residence or work location that leads to a change in your benefits eligibility.
  • Change in employment that leads to a gain or loss of health insurance coverage.
  • Aging out of coverage if you are a dependent on another plan. The age at which you become ineligible to be a dependent on another plan is state-specific. To find out about your state, reference the State Legislature.