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401(k) is a tax-deferred savings plan for retirement. Contributions are deducted from an employee's gross pay and put into a 401(k) account. The maximum contribution an employee under 50 can make in 2019 is $19,000. If the employee is over 50 they may make an additional catch up contribution of $6,000.

Note: You can get a 401(k) fully integrated with your Gusto account through our partner Guideline. Learn more here.