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Gusto Cashout eligibility

In order to qualify for Gusto Cashout, there are two different sets of criteria: one for the employer and one for the employee. All employer criteria must be satisfied before employees are able to enroll and use Cashout.

  • This is not an exhaustive list of eligibility criteria, as Gusto has proprietary criteria to evaluate eligibility for Cashout.

Eligibility for Gusto Cashout

When the employer meets eligibility criteria, they will be able to offer Cashout to their employees who are eligible. A few examples of employer eligibility criteria are listed below.

  • Company has a work location in a supported state.
    • For a list of states that Cashout is not available, please reference this article.
  • Company is approved for 2-day payroll processing.
  • Company has processed a minimum of 3 regular payrolls with Gusto.

We also use eligibility criteria related to employees. A few examples of employee eligibility criteria are listed below.

  • Employee is an active W-2 employee.
  • Employee is over 18 years’ old.
  • Employee is paid via direct deposit.
  • Employee lives and works in a supported state.
    • For a list of states that Cashout is not available, please reference this article 
  • Employee passes personal information check.

For privacy and regulatory reasons, information about an individual’s Cashout (including whether they are eligible) can only be discussed with that individual and cannot be discussed with administrators, employers, or managers within a company.

In addition to determining whether individuals are eligible for Cashout, Gusto may also disqualify individuals from using Cashout. Disqualification information is available here.

If you have any additional questions surrounding eligibility for Cashout, please reach out to cashout-support@gusto.com for further assistance.