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Time needed to process a payroll

We have two timelines to process a direct deposit payroll with Gusto. All customers will be put on 4-day payroll when they begin running payroll with Gusto. Some customers may qualify to join our 2-day payroll program. If you are interested in our 2-day payroll program, please reach out to your Gusto advisor for more details. 

4-day payroll timeline example

On 4-day payroll, you have to run payroll four business days in advance of the check date.

  • Monday: Run payroll by 4pm PT. 
  • Tuesday: You will see funds debited from your company's bank account. 
  • Wednesday – Thursday: Funds are processing.
  • Friday: Funds are deposited in the employee's bank account, usually in the morning.

2-day payroll timeline example

On 2-day payroll, you have to run payroll two business days in advance of the check date.

  • Wednesday: Run payroll by 4pm PT.
  • Thursday: You will see funds debited from your company's bank account. Funds are processing.
  • Friday: Funds are deposited in the employee's bank account, usually in the morning.

If you missed the deadline, run a late payroll and expedite this process or pay your employees by check for one payroll.