Change your benefits with a qualifying life event

Typically, the only time you can change insurance coverage is during your company’s annual open enrollment. The exception is if you or your dependent experience a Qualifying Life Event (QLE). A QLE is an event that your insurance carrier considers to be a valid reason to change your benefits outside of open enrollment. This can be an event like a marriage or a dependent gaining other coverage through a new job. 

Make sure to submit your QLE request and valid proof of the event in Gusto within 30 days of when your life event took place. Carriers take 1-3 weeks to review requested changes. If your request is approved, the carrier determines the effective date of the change and we'll update your benefit details in Gusto.