Change your benefits with a qualifying life event

Typically, the only time you can change insurance coverage is during your company’s annual open enrollment. The exception is if you or your dependent experience a Qualifying Life Event (QLE). A QLE is an event that your insurance carrier considers to be a valid reason to change your benefits outside of open enrollment. This can be an event like a marriage or a dependent gaining other coverage through a new job. 

The deadline to make changes is 30 days after the event. If the carrier approves the change, it will either become effective as of the event date, or on the first of the month following the event.