This article is for employers who want to pay employees using a payroll card (also called a prepaid debit card).
In Gusto, employees can get paid through payroll cards, also known as prepaid debit cards. At this time, payroll cards are not supported for contractors, and we do not offer Gusto-specific payroll cards.
Have your employee enter their payroll card's routing number and account number in their Gusto profile. We'll deposit funds directly on the card every pay period. If their card is lost or stolen, have them add a new card or bank account information and delete the old card.
The Serve card by American Express is a good option. It has a lower fee structure and a better user experience than other payroll cards.
Learn more or sign up on their website.
We do not offer payroll cards (prepaid debit cards), but we do offer the option for employees to apply for a Gusto Spending Account1—a personal checking account—that comes with a debit card2.
Unlike a payroll card, a Gusto Spending Account is a personal bank account that an employee must apply for directly. This type of account has several benefits, but approval is not guaranteed.
1. The Gusto Cash Account, savings goals, and spending account are issued by nbkc bank, Member FDIC.
2. The Gusto Debit Card is issued by nbkc bank pursuant to a license from Visa U.S.A. Inc.