View and understand your paystub (for US employees)

To view how you are paid (salary, hourly, and more), your job title, and your wages: 

1. Sign in to Gusto.

2. Click My profile.

3. Go to Pay.

4. Review the details under Compensation.

Your paystubs appear in Gusto on your pay date. You can view any payments made through Gusto in your profile. If you do not see a paystub, contact your employer. 

You will see a list of your previous paystubs with pay dates, net pay, and the option to download a PDF of any paystub. Older paystubs may be in a different payroll system.

Open your pay history in Gusto or follow the steps below.

In your web browser

To view or print paystubs in your web browser: 

1. Sign in to your employee profile.

2. Go to Pay. If you are an admin and do not see this, switch to your employee account.

3. Select the paystub you want to view.

4. To print it, click Download PDF in the top-right corner and print from your browser.

You can also bulk download paystubs by clicking Bulk download and selecting the year.

In the Gusto mobile app

To view or print paystubs in the Gusto mobile app:

1. Open the Gusto mobile app and sign in.

2. Go to Pay.

3. Tap on a recent paystub or select Show pay history to view more paydays.

4. For a PDF of the paystub, scroll down and select Show paystub PDF.

You can expect to see:

• Pay period dates — pay period and check date

• Gross pay (earnings) — total money before taxes

• Employee and employer taxes — tax amounts may change if your gross pay changes, or if your benefits change

• Benefits and deductions — health insurance, retirement, and more

  • Pre-tax benefits (like health insurance) lower your taxable wages, give you more take-home pay, and are not subject to federal income tax or Federal Insurance Contributions Act (FICA) taxes

  • Exception — 401(k) contributions are still subject to FICA taxes but not federal income tax

• Employer contributions — what your company contributes to your benefits

• Time off — vacation and sick days used and earned

• Reimbursements — money paid back to you

• Adjustments — payroll or benefit corrections, regular rate of pay adjustments (for overtime calculation), and more

• Your final check amount — your net pay equals gross pay minus taxes, benefits, and deductions

Pay period information

This section shows:

• Pay period dates

• Pay date

Earnings — types of pay you may see

Earnings are the types of pay you get during the pay period.

Common payroll codes:

Code

Meaning

REG / Regular

Regular hourly pay

OT / Overtime

Overtime pay (1.5× rate)

DT / Double Time

Double-time pay, if applicable

Salary

Fixed salary pay

PTO

Paid time off used

Sick

Paid sick leave

Holiday

Holiday pay

Bonus

Bonus pay

Commission

Commission earnings

Shift Diff

Shift differential pay

Tips

Reported tips

Reimb

Expense reimbursement

Gross pay

Gross pay is your total earnings before deductions. It includes hourly or salary pay, tips, bonuses, vacation pay, sick pay, holiday pay, and more.

Types of wages explained

• Gross wages

  • Total pay before taxes and deductions

  • Includes hourly or salary pay, tips, bonuses, vacation pay, sick pay, and holiday pay

• Taxable wages

  • Part of gross wages that gets taxed for income tax

  • Gross wages minus pre-tax deductions

  • Different taxes may have different taxable wage amounts

• Subject wages

  • Similar to taxable wages

  • Must be reported on tax returns

  • Based on federal and state rules

  • Affected by pre-tax benefits and wage base limits

• Excess wages

  • Wages that should be taxed but are over the limit

• Exempt wages

  • Wages that do not get taxed

  • May be over the wage limit for certain taxes

  • May be reimbursements that are not taxable

Deductions

Deductions might include:

• Taxes

  • Federal income tax

  • Social Security

  • Medicare

  • State and local taxes, if applicable

• Benefits, if enrolled

Common payroll codes:

Code

Meaning

Medical

Health insurance

Dental

Dental insurance

Vision

Vision insurance

HSA

Health Savings Account

FSA / Flex

Flexible Spending Account

401k / Ret

Retirement contributions

Roth 401k

Roth retirement contributions

Other deductions

Common payroll codes:

Code

Meaning

Garn

Wage garnishment

Child Support

Child support

Union Dues

Union dues

Loan Repay

Loan repayment

Charity

Charitable donations

Parking

Parking benefit

Transit

Transit benefit

Employer contributions

Your employer pays these amounts, and they do not reduce your pay.

Code

Meaning

ER Health

Employer-paid health insurance

ER 401k Match

Employer retirement match

Net pay and year-to-date totals

• Net pay — your take-home pay

• Year-to-date totals — earnings and deductions so far this year

Pro-tip: The best way to view your year-to-date income is on your paystubs. You can also download multiple paystubs by clicking Bulk download and selecting the year. 

If you worked overtime and your employer added a bonus, commission, or other qualifying earnings for that same week, you may see a regular rate of pay (RRP) adjustment on your paystub.

This adjustment makes sure you get the full overtime pay you earned, since your overtime rate is based on your regular rate of pay.

You may see:

• A new line under Gross Earnings with an extra amount and an adjustment period in parentheses

• More than one adjustment line if you are paid different pay rates

• The adjusted rate, the overtime hours it applies to, and the total adjustment amount

If the amount looks off, contact your employer. For a deeper explanation of how RRP is calculated, view this article.

Oregon law requires employers to give new hires information about their pay statements.

Employers must:

• List and explain all payroll codes shown on paystubs.

  • View What is on your paystub and how to read it for general payroll codes. This explains earnings and deductions to help everyone understand their pay.

• Review and update the information every year by January 1.

• Share a notice with employees using one of the allowed options. If required notices are not provided, the Oregon Bureau of Labor and Industries (BOLI) may issue fines of up to $500 for each violation. Employers can share the notice:

  • Electronically

  • Posted in a visible place at work

  • On paper

  • In your employee handbook

  • In any other way that is easy to access

Oregon-specific taxes you may see

Employee-paid

• Oregon withholding tax

• Oregon Workers' Benefit Fund

• Oregon Paid Family and Medical Leave (employee share)

• Oregon statewide transit tax

• Local taxes, if they apply (such as Eugene Community Safety, SHS, PFA)

Employer-paid (shown for reference)

• Oregon unemployment insurance

• Oregon Paid Family and Medical Leave (employer share)

• Oregon Workers' Benefit Fund (employer share)

• Local transit district taxes, if they apply (TriMet, LTD, and more)

Oregon paystubs may also include your employer's Oregon Business Identification Number (BIN).