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Cashout employer overview

Cashout is a way for your team to cover unexpected expenses before payday. As an employer, there’s no extra cost, no extra work, and you aren’t responsible for amounts that employees cash out.

With Cashout*, employees can cash out up to 40% of their estimated paycheck, with a maximum of $500. Then, the loan is automatically repaid through their regular direct deposit paycheck.

Gusto’s Cashout benefit makes critical moments, such as paying unexpected bills, emergency costs, and stressful situations, more manageable at no extra cost to you or your employees.

Offering Cashout to your employees

If you’re interested in offering Cashout to your employees, please email cashout-support@gusto.com and ask for early access. Gusto evaluates each company to determine if they meet all eligibility criteria, and if you do, we’ll notify your employees about the Cashout benefit. Eligible employees will receive a notification in their Gusto account with instructions on how to enroll.

Employer responsibility

You, as the employer, are not responsible for anything beyond your normal day-to-day operations. There are no adjustments required in payroll for Cashouts taken by your employees. 

Opting out of Cashout

If you’d like to turn off the Cashout benefit for employees, you can do so by following the steps below. 

  1. Click the Benefits tab.
  2. Click the Cashout tile.
  3. Deactivate the Gusto Cashout benefit for your employees.

All employees will receive an email notification that Cashout has been turned off. If you’d like to reactivate Cashout in the future, please reach out to cashout-support@gusto.com to request access.

*The Cashout program is issued by Sunrise Banks, N.A., Member FDIC 

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