You can get paid by your client (or employer) through Gusto, at no cost to you. Right now, Gusto does not support prepaid debit cards for contractor payments.
For admins
If you manage contractors, see this article to learn how to pay them. Employers can issue payments by direct deposit or check, and can also record historical payments made to contractors for annual reporting.
Add your bank account at any time, and change your payment method from check to direct deposit.
Gusto will send a small test deposit to verify your bank account—no action needed from you. You will be paid by direct deposit on future payments that have not already been submitted.
You can find the direct deposit authorization form under Documents in your account.
After you add your bank account and routing number for direct deposit, Gusto will send a test payment of one cent to make sure your account works.
Important things to know
If you’re a contractor in the U.S., you can see your past and latest payments in your Gusto account after your admin pays you. You can check them anytime on your computer or phone.
To see your payments:
Each payment statement will show your regular pay, any bonuses, reimbursements, invoice info, and any notes your employer added.
If you're a contractor outside the U.S., Gusto will email you on payday. For more payment details, ask your employer.
After your employer submits payroll, we’ll electronically send any payments processed as a direct deposit—on payday, you'll get an email from Gusto, and your paystub will be available in your account. After the banks receive our electronic payment, they have until 5 pm local time to make funds available to you in your bank account.
Your employer is responsible for sending or manually distributing the check to you—check your paystub in Gusto to determine how your employer processed the payment (via direct deposit or check).
If you do not see the money in your account on the pay date and believe there’s a delay with your payment, follow the steps below to troubleshoot.
Contact your employer with any questions or issues.
If your employer is unable to help, they can contact us from the section of their admin account—our team can provide more explicit details about in-flight payments or any errors to admins.