There are three timelines used to process payments by direct deposit—employers will be put on 2-day payments* when they begin running payroll with Gusto, and some employers will qualify for next-day payments.
Check date reminder
Regular payrolls will always default to pay out on the regular check date—even if your company uses faster payments (2-day or next-day) and the payroll is processed early, regular payrolls will not pay out early.
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Next-day payments are available to customers on the Plus and Premium plan. If you don’t have access to next-day payments, admins can upgrade the plan. With next-day payments, you can run payroll or contractor payments up to one business day in advance of the check date.
Important reminder about payment timeline—notify your employees
For next-day payments, funds are deposited in your team's bank account by the end of the next business day. Most people—depending on their bank—will see the funds arrive the next afternoon, but payments may arrive as late as the end of the business day.
Next-day payment requirements
Next-day payment timeline example
With 2-day payments, you can process payments up to two business days in advance of the check date. Funds are usually deposited in your team's bank account(s) earlier in the morning.
2-day payment requirements
2-day payment timeline example
With 4-day payments, you have to process payments four business days in advance of the check date. It's important to remember you must have enough funds available in your bank account at the time the payroll is processed.
If you missed the deadline, run late payments or pay your employees by check for one payroll.