Employers start on 2-day payments* when they begin running payroll with Gusto, and some employers will qualify for next-day payments—in total, including 4-day payments, there are three options available for direct deposit payment speeds.
If you're an employee with a pay question, you can learn where to find your pay information in Gusto or get troubleshooting help for payment issues.
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Next-day payments are available on Simple, Plus, and Premium plans—admins can upgrade (or add-on) at any time.
With next-day payments, you can run payroll or contractor payments up to one business day in advance of the check date.
For next-day payments, funds are deposited in your team's bank account in the afternoon (or early evening) of the next business day. Most people—depending on their bank—will see the funds arrive the next afternoon, but payments may arrive as late as the end of the business day.
Next-day payment requirements
Next-day payment timeline example
With 2-day payments, you can process payments up to two business days in advance of the check date. Funds are usually deposited in your team's bank account(s) earlier in the morning.
2-day payment requirements
2-day payment timeline example
With 4-day payments, you have to process payments four business days in advance of the check date. It's important to remember you must have enough funds available in your bank account at the time the payroll is processed.
If you missed the deadline, run late payments or pay your employees by check for one payroll.
*New employers gain access to 2-day payments after an initial 15-day waiting period, and one successful payroll debit (on a 4-day schedule).