Federal COBRA and state continuation

COBRA and state continuation are both laws that allow employees to continue health coverage under their company's group plan after they've been dismissed or have had their employment status change from full- to part-time. 

For the employee, their plan will stay the same and the main difference is that they will pay their entire health premium plus an administrative fee. The insurance carriers charge an administrative fee for continuation coverage, so employees may find more affordable coverage on their state's individual market. HealthSherpa is a recommended resource that helps people shop the individual market. They’ll help with enrollment and find subsidies that your employees may be entitled to. They also have an online portal where employees can make changes to coverage, payments, and renew their plans.