Gusto Wallet mobile app

Cash Accounts²

• Spending account and debit card: Employees have access to an interest-bearing checking account designed to help them seamlessly connect payday and banking.³ They also get budgeting tools and dynamic spending insights so they can track their spending habits over time. With the mobile app, employees don’t have to wait for their debit card in the mail to use it—they can add their virtual card to their mobile wallet immediately after opening their account via Apple Pay® or Google Pay™.⁶ Immediate card access with the virtual card is only available for the first card. A reordered card can only be added to the mobile wallet once the physical card is received and activated.
• Savings goals: Employees have access to interest-bearing bank accounts to help them bridge payday and savings, making it easier to save for the unexpected and achieve greater financial security.⁵

Employees enrolled in Gusto time tracking can clock in, clock out, and manage their hours at the touch of a button. 

If you're a domestic contractor, you can also track your hours, however, you won’t be able to use the Gusto Wallet mobile app to track your time.

Check out time tracking instructions for employees and our overview for employers.

You can only track hours or turn on location sharing for an active pay period.

Track your hours in Gusto Wallet

1. Open the Gusto Wallet app.
2. Go to the Time/Work tab.
3. Click Clock in.
   • If you’d prefer to manually add hours for the day, click the Current pay period card and then click Add hours and select your clock in and clock out time period(s) for the day.
     • You'll also have the opportunity to enter a note for each block of time. If mandated by your employer, you’ll be required to leave a note when manually adding hours, and/or to identify if a break was taken. 
4. Click Clock out when your shift is done.

Track a break

1. To take a break when you’re clocked in, select Take a break and select the type of break—meal or rest.
   
   • You'll only see this if your admin has meal and rest breaks set up and you’re assigned to a break policy.
2. When your break is done, remember to come back to the app and select either End break and clock in or End break and clock out.
   • If you end your break early, you may be asked to select why you’re ending it early. See your break specific state laws.

Gusto will automatically calculate your time worked for the day and log it.Gusto will automatically calculate your time worked for the day and log it in your timesheet for your manager or admin to review and approve. 

Review, edit or remove hours tracked

You can edit your hours until the point the hours have been approved or a payroll administrator has processed payroll for that pay period—at that point, administrators will need to make any adjustments required.

If you need to manually adjust your time worked, follow the steps below to add, edit, or remove hours in Gusto Wallet:

1. Go to the Time/Work tab.
2. Click the Current pay period card.
   • Confirm the pay period selected is the one for review.
3. Click Add hours to add hours manually, or Edit to edit or delete hours and/or breaks.
   • If mandated by your employer, you'll be required to leave a note when making edits to your hours and/or to identify if a break was taken. 

Gusto will automatically update your tracked hours.

FAQs

Q: Can a shift span for longer than a day?

A: No. Gusto automatically stops a shift at 12 a.m. and will start a new shift at 12 a.m. that will end once you clock out. If there was a forgotten clock-out, you can edit your hours manually in Gusto Wallet or in the Time Tracking section of your online Gusto account.

Q: Can hours for the future be entered in?

A: No.

Employees with Gusto-managed benefits have read-only access to information on their medical, dental, vision plans and tax-advantaged accounts (e.g. HSA, FSA) brokered by Gusto.

Under the “Benefits” tab, employees can view their member ID, group ID and full plan documents, as well as balances for tax-advantaged accounts.

Employees enrolled in a time off policy can request, cancel, and view their time off balances and requests in the Gusto Wallet mobile app or from your web browser.

Request time off 

1. Open the Gusto Wallet mobile app.
2. Go to the Time/Work tab.
   • If the Time tab doesn't appear on your mobile app homepage, reach out to your payroll admin to see if this is a feature the company offers through Gusto. 
3. Select Request Time Off.
4. Choose the policy you wish to request time off from.
5. Select the day(s) for your requested time off.
   • Full Days: this submits 8 hours for each business day (does not include weekends).
   • Partial Days: a default amount of 8 hours is entered for each date. Update this number as needed.
   • If you select a single date: a default amount of 8 hours will be entered. Update this number as needed.
   • If you select multiple days, choose either.
6. Optional: add a note to your employer about the request.
7. Click Submit Request.

Your company's payroll administrators will be notified of your request by email. Once the request has been approved or declined, you'll receive an email notification.

Cancel a time off request

Follow these steps to cancel a time off request from your Gusto Wallet mobile app.

Heads up: If any portion of your paid time off has already been processed on payroll, you'll instead need to reach out to your company's payroll administrator to make changes.

1. Open the Gusto Wallet mobile app.
2. Go to the Time/Work tab.
3. In the list of upcoming requests, click the time off request you’d like to cancel.
4. Click Cancel Request.

Edit a time off request

To change a time off request, cancel the current one with the steps above and then create a new request.

Employees can use the paycheck splitter to divide their direct deposit and automatically route their paycheck into multiple accounts—whether that’s between a savings goal, a spending account, or external bank account(s).

For example, an employee can allocate $25 from each paycheck to their Gusto savings goal for a “Rainy Day Fund,” $50 to their external bank account, and the remainder of their paycheck to their Gusto spending account.

From the paycheck splitter, employees can add and remove bank accounts, change dollar or percent allocation to each, and drag and drop accounts to order them the way they’d like. Once saved, paycheck splitter changes take effect on the employee’s next paycheck, as long as that payroll hasn't already been processed by the employer.

1. Open the Gusto Wallet mobile app.
2. Go to the Pay tab.
3. Select Edit paycheck split.
4. Enter the pay allocation you'd like.
5. Click Save.

 

Employees on the mobile app have the exclusive ability to access Pay Insights within the Pay tab, which shows the patterns and details of their past paychecks and insights for future paychecks. Pay Insights includes:

• The ability to view and download individual paystubs with a simple breakdown of hours, taxes, deductions, and more
• Charts showing month-over-month income patterns
• A year-to-date earnings and paycheck breakdown visualization
• An upcoming pay date projector

1. Sign in to your account on the mobile app.¹
2. In the top-right corner, select the You icon.
3. Select Tax Elections. 
4. Click edit for the sections that need to be updated.
5. Click Save. 
6. If federal taxes were updated—click Sign Document and sign your new W-4 form.
   • You can also review and sign this form later in your Documents section.

Your changes will take effect the next time your employer runs payroll. On or after the check date, view your paystub and review your withholding under “Employee Taxes Withheld.” 

Employees can edit their personal details including their preferred name, date of birth, phone number, home address, and emergency contact. Employees can also view their full legal name, date of birth, and some other information.

Here's where to find this info:

1. Open the Gusto Wallet mobile app.
2. In the top-right corner, select the You icon.