Gusto Wallet mobile app

Cash Accounts²

• Spending account and debit card: Employees have access to an interest-bearing checking account designed to help them seamlessly connect payday and banking.³
• Savings goals: Employees have access to interest-bearing bank accounts to help them bridge payday and savings, making it easier to save for the unexpected and achieve greater financial security.⁴

Cashout⁵ (if enabled by the company)

• Eligible employees have access to a financial product that allows them to access funds in between paydays, based on hours they’ve already worked.

Employees enrolled in Gusto time tracking can clock in, clock out, and manage their hours at the touch of a button. 

If you're a domestic contractor trying to track your hours, check out this article—at this time, you won’t be able to use the Gusto Wallet mobile app to track your time.

Check out time tracking instructions for employees and our overview for employers.

Track your hours in Gusto Wallet

1. Open the Gusto Wallet app.
2. Go to the Time section.
3. Click Clock in to clock in.
   • If you’d prefer to manually add hours for the day, click the Current pay period card and then click Add hours and select your clock in and clock out time period(s) for the day.
     • You'll also have the opportunity to enter a note for each block of time. If mandated by your employer, you’ll be required to leave a note when manually adding hours, and/or to identify if a break was taken. 
4. Click Clock out when your shift is done.

Gusto will automatically calculate your time worked for the day and log it. 

Review, edit or remove hours tracked

You can edit your hours up until the point the hours have been approved or a payroll administrator has processed payroll for that pay period - at that point, administrators will need to make any adjustments required.

If you need to manually adjust your time worked, follow the steps below to add, edit, or remove hours in Gusto Wallet:

1. Go to the Time section.
2. Click the Current pay period card.
   • Confirm the pay period selected is the one for review.
3. Click Add hours to add hours manually, or Edit to edit or delete hours and/or breaks.
   • If mandated by your employer, you'll be required to leave a note when making edits to your hours and/or to identify if a break was taken. 

Gusto will automatically update your tracked hours. 

FAQs

Q: Can a shift span for longer than a day?

A: No. Gusto automatically stops a shift at 12 a.m. and will start a new shift at 12 a.m. that will end once you clock out. If there was a forgotten clock-out, you can edit your hours manually in Gusto Wallet or in the Time Tracking section of your online Gusto account.

Q: Can hours for the future be entered in?

A: No.

Currently only available on iOS devices.

Employees have read-only access to information on their medical, dental, vision plans and tax-advantaged accounts (e.g. HSA, FSA) brokered by Gusto. Employees can view their member ID, group ID and full plan documents, as well as balances for tax-advantaged accounts. 

Currently only available on iOS devices.

Employees enrolled in a time off policy can request, cancel, and view their time off balance and requests in the Gusto Wallet mobile app or from your web browser.

Request time off 

1. Open the Gusto Wallet mobile app.
2. Go to the Time tab.
   • If the Time tab doesn't appear on your mobile app homepage, reach out to your payroll admin to see if this is a feature the company offers through Gusto. 
3. Select Request Time Off.
4. Choose the policy you wish to request time off from.
5. Select the day(s) for your requested time off.
   • Full Days: this submits 8 hours for each business day (does not include weekends).
   • Partial Days: a default amount of 8 hours is entered for each date. Update this number as needed.
   • If you select a single date: a default amount of 8 hours will be entered. Update this number as needed.
   • If you select multiple days, choose either.
6. Optional: add a note to your employer about the request.
7. Click Submit Request.

Your company's payroll administrators will be notified of your request by email. Once the request has been approved or declined, you'll receive an email notification.

Cancel a time off request

Follow these steps to cancel a time off request from your Gusto Wallet mobile app.

Heads up: If any portion of your paid time off has already been processed on payroll, you'll instead need to reach out to your company's payroll administrator to make changes.

1. Open the Gusto Wallet mobile app.
2. Go to the Time tab.
3. In the list of upcoming requests, click the time off request you’d like to cancel.
4. Click Cancel Request.

Edit a time off request

To change a time off request, cancel the current one with the steps above and then create a new request.

Employees can use the paycheck splitter to divide their direct deposit and automatically route their paycheck into multiple accounts—whether that’s between a savings goal, a spending account, or external bank account(s).

For example, an employee can allocate $25 from each paycheck to their Gusto savings goal for a “Rainy Day Fund,” $50 to their external bank account, and the remainder of their paycheck to their Gusto spending account.

From the paycheck splitter, employees can add and remove bank accounts, change dollar or percent allocation to each, and drag and drop accounts to order them the way they’d like. Once saved, paycheck splitter changes take effect on the employee’s next paycheck, as long as that payroll hasn't already been processed by the employer.

Employees can easily view paychecks and tax documents, including W-2s and W-4s. Every paycheck includes a simple breakdown of hours, taxes, deductions, and more.

Employees have the ability to edit their personal details including their preferred name, phone number, and home address. Employees can also view their full legal name, date of birth, and some other information.