This article is for employees who want to add a domestic partner or their dependents to a health insurance plan.
To add a domestic partner or their eligible dependents to your health insurance, they need to meet your carrier’s definition of a domestic partner.
Insurance carriers typically define eligible domestic partners as those who:
Are of the same or different gender and are both at least 18 years old
Are each other’s sole domestic partner and plan to remain so
Have lived together for at least 6 months (not required in all states)
Are not married to anyone else and are not related by blood in a way that would bar marriage under the law
Are financially interdependent and can show proof of this
Have a close, committed personal relationship and have not been registered in another domestic partnership in the last 6 months
If your carrier wants to verify eligibility, you and your domestic partner may need to provide:
Affidavits confirming your relationship
A domestic partner registration under state or local law (if permitted where you live)
Proof of financial interdependence.
We’ll let you know if your carrier requests this.
Important: If you misrepresent your domestic partnership to an insurance carrier, the carrier can terminate your partner’s coverage retroactively.
For more information, or if you’re not sure if your partner is eligible, contact your carrier directly.
Starting or ending a domestic partnership counts as a qualifying life event. If your company offers benefits through Gusto (including the broker integration), you can change your benefits.