With the Gusto Wallet mobile app, employees can manage aspects of their Gusto profiles, view payday insights, and access Gusto Wallet financial tools right from their mobile device.
The mobile app is available on iOS® and Android™ phones through the App Store® and Google Play® store.1
To set up the app, simply download it from either the App Store® and Google Play® store (depending on the type of phone you have) and sign in.
For full access to all employee features, employees can still sign in to their Gusto accounts on the web. The Gusto Wallet mobile app does not currently offer any functionality for contractors, employers, or admins.
The Gusto Wallet mobile app offers the following employee features:
Employees enrolled in Gusto time tracking can clock in, clock out, and manage their hours at the touch of a button.
If you're a domestic contractor trying to track your hours, check out this article—at this time, you won’t be able to use the Gusto Wallet mobile app to track your time.
Gusto will automatically calculate your time worked for the day and log it.
You can edit your hours until the point the hours have been approved or a payroll administrator has processed payroll for that pay period—at that point, administrators will need to make any adjustments required.
If you need to manually adjust your time worked, follow the steps below to add, edit, or remove hours in Gusto Wallet:
Gusto will automatically update your tracked hours.
Q: Can a shift span for longer than a day?
A: No. Gusto automatically stops a shift at 12 a.m. and will start a new shift at 12 a.m. that will end once you clock out. If there was a forgotten clock-out, you can edit your hours manually in Gusto Wallet or in the Time Tracking section of your online Gusto account.
Q: Can hours for the future be entered in?
Currently only available on iOS devices.
Employees have read-only access to information on their medical, dental, vision plans and tax-advantaged accounts (e.g. HSA, FSA) brokered by Gusto. Employees can view their member ID, group ID and full plan documents, as well as balances for tax-advantaged accounts.
Employees enrolled in a time off policy can request, cancel, and view their time off balances and requests in the Gusto Wallet mobile app or from your web browser.
Request time off
Your company's payroll administrators will be notified of your request by email. Once the request has been approved or declined, you'll receive an email notification.
Cancel a time off request
Follow these steps to cancel a time off request from your Gusto Wallet mobile app.
Heads up: If any portion of your paid time off has already been processed on payroll, you'll instead need to reach out to your company's payroll administrator to make changes.
Edit a time off request
To change a time off request, cancel the current one with the steps above and then create a new request.
Employees can use the paycheck splitter to divide their direct deposit and automatically route their paycheck into multiple accounts—whether that’s between a savings goal, a spending account, or external bank account(s).
For example, an employee can allocate $25 from each paycheck to their Gusto savings goal for a “Rainy Day Fund,” $50 to their external bank account, and the remainder of their paycheck to their Gusto spending account.
From the paycheck splitter, employees can add and remove bank accounts, change dollar or percent allocation to each, and drag and drop accounts to order them the way they’d like. Once saved, paycheck splitter changes take effect on the employee’s next paycheck, as long as that payroll hasn't already been processed by the employer.
Employees on the mobile app have the exclusive ability to access the Pay Insights tab, which shows the patterns and details of their past paychecks and insights for future paychecks. Pay Insights includes:
Employees can easily view their personal tax documents within the app, including W-2s and W-4s.
Employees can edit their personal details including their preferred name, date of birth, phone number, and home address. Employees can also view their full legal name, date of birth, and some other information.
1. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. App Store and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google LLC.
2. The Gusto Cash Account, savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.
3. Cash Account Annual Percentage Yield (APY) as of 11/15/2022 is 3.47%. APY is variable and subject to change at our discretion, without prior notice. No minimum balance required. Based on the FDIC savings rate as of 10/17/2022 available at fdic.gov/regulations/resources/rates/.
4. There are no fees associated with opening a Gusto spending account or savings goal. The Gusto spending account may have fees such as out-of-network ATM fees. Please review the terms and conditions carefully.