As an employee, you can view your recent and past employee paystubs in your Gusto account at any time. If you're an admin, learn how to view past payments here.
If you're experiencing issues with your employee bank account, or want to change your payment method, head to this article. Or if you need to update your bank account information, like setting up multiple bank accounts, head to this article to learn more.
Your paystubs become available in Gusto on the check date of the payment your employer submitted. If you're not seeing your payment, or your company previously used another payroll provider, contact your admin for those previous paystubs.
Each paystub includes gross earnings, employee and employer taxes, employee benefits and deductions, employer contributions, time off taken and accrued, reimbursements, and your check amount. The taxes on your paystub may vary if your gross pay changes paycheck to paycheck. Your net pay is the remaining amount of gross pay after taxes, benefits, and any deductions are made.
If your employer takes pre-tax benefits taken from your pay, your taxable wages will be lowered, giving you more take-home pay than if the benefit were post-tax. Under federal law, many pre-tax benefits are not subject to FIT or FICA taxes. However, there are exceptions. For example, 401(k) contributions are subject to FICA taxes, but not to FIT.
Payroll defines wages in several different ways.
The total amount of pay before taxes and deductions. Gross wages can include not only the hourly or salary wages but also tips, bonuses, commissions, vacation pay, sick pay, and holiday pay.
The part of gross wages that must be taxed for income taxes. This means gross wages minus any pre-tax deductions, and any amounts that are over the wage base limits for the particular tax. Pre-tax deductions are not necessarily pre-tax for all taxes, for instance a deduction may be considered pre-tax for federal tax but not state tax.
These wages are similar to taxable wages. The difference is subject wages must be reported on specific tax returns as wages based on federal and state guidelines, but taxes are not withheld from subject wages.
Wages that are subject to be taxed, but are over the wage base
These are wages that are considered not taxable. Wages could be exempt because they exceed the wage base limit for a particular tax, or it could be a payment such as a reimbursement which is not considered taxable.
After your employer submits payroll, we’ll electronically send any payments processed as direct deposit—on payday, you'll get an email from Gusto and your paystub will be available in your account. After the banks receive our electronic payment, they have until 5 pm local to make funds available to you in your bank account.
Your employer is responsible for sending or manually distributing the check to you—check your paystub in Gusto to determine how your employer processed the payment (via direct deposit or check).
If you don't see the money in your account on the pay date and believe there’s a delay with your payment, follow the steps below to troubleshoot:
Contact your administrator with any questions or issues.
If your employer is unable to help, they can contact us from the Help or Priority support section of their admin account—our team is able to provide more explicit details about in-flight payments or any errors to admins.
You can view how you're being paid (salary, hourly, etc.), your job title, and your wages at any time in your account.
Note: When you first enter your bank account in Gusto, we'll verify we can successfully deposit your paychecks with a penny verification test.