Enroll in or waive benefits

If you're eligible for benefits that your company offers through Gusto (including the broker integration), you can view and manage your health plans in the Benefits section of your account.

If you're a new hire or your company is in open enrollment, we email all eligible employees when it’s time to choose or opt out of benefits. Each employee must complete their own enrollment or waiver in Gusto.

Opting out of coverage is also known as waiving. If you're not enrolling in your company's coverage, it's important that you sign a waiver in Gusto. The insurance carriers keep track of why people opt out (referred to as waiver reasons). Waiver reasons affect your company’s eligibility for coverage.

Choose carefully—you can only change coverage as a new hire, during open enrollment, or when you have experienced a qualifying life event.