Employees and contractors can switch from check to direct deposit for free.
US employees can also set up multiple bank accounts in their profile.
Contractors can learn how to update their payment method in this article.
Admins can also make this change by following the steps below. For info on payment speeds, check out this article.
To help prevent fraud, we recommend that your employee updates their own bank info in Gusto. They might need to confirm their old account before adding a new one.
Employees can:
Switch to direct deposit
Add up to 5 bank accounts
Split payments between accounts
Steps for admins to set up direct deposit for an employee:
Go to People.
Click the employee’s name.
Go to Pay.
In Payment Methods, click Add Method.
Enter:
Routing number
Account number
Account type
Display name
Click Save.
Note: Gusto will send a test deposit to verify the bank account. If there’s an error, the account information may need to be updated. This can take a few days. We may also ask your employee to e-sign a direct deposit authorization form.
Once verified, the employee will be paid by direct deposit on each payroll submitted after it is verified.
Contractors can switch from check to direct deposit. To help prevent fraud, we recommend that your contractor updates their own bank info in Gusto. They might need to confirm their old account before adding a new one.
Steps for admins to set up direct deposit for a contractor:
Go to People.
Click the contractor’s name.
Under Information, click Pay.
Next to Payment, click Edit.
Choose Direct deposit and enter:
Account type
Routing number
Account number
Confirm the account number.
Important: Prepaid debit cards cannot be used.
Click Save.
We will pay the contractor by direct deposit on payments you submit after we verify the bank account.
To change the payment method for a dismissal payroll, read this article.
Employees can use the Gusto mobile app to access a Gusto spending account and a Gusto debit card.
If there’s a payment problem, review the expected payment timelines and troubleshoot bank errors.